Sukanya Samriddhi Yojana (SSY) Calculator

Calculate SSY returns without logging in. Enter deposit and age - see maturity corpus instantly. No account, no sign-up.

Investment Details

1,00,000
Min: ₹250, Max: ₹1,50,000 per year
5 Years
Age at account opening (0-10 years)
8.2 %
Interest rate is subject to change quarterly by government.

Maturity Amount

0

Total Investment

0

Total Interest Earned

0

Year-wise Growth (Investment & Interest)

Year Age of Girl Child Investment Made Interest Earned Closing Balance
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Step-by-Step Guide

Sukanya Samriddhi Yojana Calculator

Plan your daughter's financial future by calculating mature wealth, interest growth, and compounding yields under the SSY scheme rules.

1
Input Girl Child Details

Select your daughter's current age (up to 10 years old) and specify the start year of the investment.

Girl Child Age Account Opening Year
2
Enter Contribution Amounts

Input your planned annual or monthly deposits (minimum ₹250 to maximum ₹1,50,000 per fiscal year).

Yearly Deposit Min ₹250 Limit Max ₹1.5L Limit
3
Adjust Scheme Parameters

Use the current SSY government interest rate (compounded annually) to calculate the return yield.

SSY Interest Rate 15-Year Pay Window 21-Year Maturity
4
Solve Future Maturity

Analyze your total principal investment, total earned interest, and the final maturity amount at 21 years.

Total Accumulated Interest Maturity Ledger
Client-side processing
Auto-deleted after session
Zero server uploads
SSY Planner

Dynamic Indian Post Office SSY compounding engine

Calculate exact interest accruals and mature balances in your browser, compliant with government interest guidelines.

Compound Interest Engine

Computes annual compounding interests correctly aligning with the 15-year deposit window.

Secure Tax EEE Calculator

Calculates Section 80C tax exemption bounds under the Exempt-Exempt-Exempt (EEE) status.

Payout & Balance Ledger

Generates chronological tables detailing deposits, compounding interests, and closing balances.

Maturity Timeline Adjuster

Tracks age milestones up to 21-year maturity or partial withdrawals for higher education at age 18.

Estimate final maturity wealth and compound interest accumulations
Map annual deposits, interests, and closing balances chronologically
100% offline calculations ensure your daughter's profile remains secure
FAQ

Common Questions

Frequently asked questions regarding Sukanya Samriddhi Yojana eligibility, limits, interest compounding, and withdrawal rules.

Who is eligible to open a Sukanya Samriddhi Yojana (SSY) account?
The account can be opened by a parent or legal guardian for a girl child who is an Indian resident and under the age of 10 years at the time of opening. A maximum of two accounts are allowed per family (three in case of twins/triplets).
What are the minimum and maximum deposit limits in SSY?
You must deposit a minimum of ₹250 per financial year to keep the account active. The maximum permissible deposit is ₹1,50,000 per financial year, matching the Section 80C tax deduction limit.
For how many years do I need to make deposits in an SSY account?
While the SSY account matures 21 years from the date of opening, deposits only need to be made for the first 15 years. The account continues to earn interest during the remaining 6 years.
Is partial withdrawal allowed before 21 years?
Yes, partial withdrawal of up to 50% of the balance at the end of the preceding financial year is allowed for the girl child's higher education once she turns 18 or passes the 10th standard.
Are my financial planning details kept private?
Absolutely. The calculator runs entirely within your web browser using client-side JavaScript. No girl child details, annual deposit amounts, or financial plans are uploaded to any server.