Income Tax Calculator

Figure out your income tax without logging in. Enter income and deductions - get tax estimate for both regimes instantly. No account.

Your Income Details

Enter your total annual income before deductions.
Total amount of eligible tax deductions.

Net Taxable Income

0

Total Tax Liability

0

Average Tax Rate

0 %

Tax Breakdown

Income Slab Tax Rate Tax Amount
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Step-by-Step Guide

Calculate Income Tax in 4 Easy Steps

Project your annual taxable income, applicable slab rates, standard deductions, and net tax liability.

1
Enter Gross Salary

Enter your gross annual income, including basic pay, allowances, bonuses, and other taxable perks.

Gross Annual Income Salary & Perks
2
Specify Deductions

Input investments and expenses qualifying for deductions (such as standard deduction, insurance, home loan interest, HRA, etc.).

Section Deductions Tax-Saving Investments Exemptions
3
Select Regime

Choose between standard progressive tax slabs (old regime with deductions) or simplified rates (new regime without deductions).

Old Tax Regime New Tax Regime Slab Selection
4
Review Statement

Instantly view your total taxable income, cess, surcharge, gross tax due, and comparisons between regimes.

Gross Tax Due Regime Comparison
Pure client-side tax computation
No tax logs or assets tracked
100% Secure offline processing

Tax Planners

Plan & Optimize Your Annual Tax Liability

Identify optimal deductions, compare tax structures, and maximize your take-home pay.

Regime Comparison Tool

Calculates tax under both old and new regimes simultaneously, advising you which structure yields the lowest tax liability.

Exemptions & Deductions Math

Accounts for standard deductions, house rent exemptions, educational loans, medical premiums, and voluntary savings.

Progressive Slabs & Surcharges

Incorporates sliding slab percentages, health & education cess, and high-income surcharges accurately.

Dynamic Savings Calculator

Highlights how much additional investment is required in tax-saving instruments to reach maximum deduction caps.

Fully compliant with the latest finance act rules
All salary and investment logs remain local and private
Accurate tax math aligned with official revenue portals

FAQ

Common Questions

Find answers about old vs new regimes, tax-saving investment deductions, slabs, and cesses.

What is the difference between the Old and New Tax Regimes?
The Old Tax Regime allows you to claim various tax exemptions and deductions (like HRA, insurance, provident fund) but has higher tax rates. The New Tax Regime features lower tax rates across slabs but does not allow most deductions or exemptions.
What is the standard deduction for salaried employees?
The standard deduction is a flat tax-exempt amount deducted from the gross salary of salaried employees before calculating taxable income. The standard amount varies by jurisdiction (such as ₹50,000 to ₹75,000 in India).
How does the income tax cess work?
A cess is a form of tax-on-tax levied by governments for specific purposes (like health and education). It is calculated as a small percentage (e.g. 4%) of your calculated basic income tax, not on your total income itself.
Can I switch between the old and new tax regimes every year?
Salaried individuals without business income can generally choose and switch between the old and new tax regimes every financial year at the time of filing tax returns. Businesses usually have a one-time choice.
Is interest from home loans tax-deductible?
Yes, under the old tax regime, interest paid on home loans for self-occupied property is deductible from taxable income up to standard legal limits, helping reduce your tax liability significantly.